Terms and Conditions
Assert Credit Repair
1. Interpretation and Definitions
Interpretation
The words with capitalized first letters have meanings defined under the following conditions. The following definitions shall have the same meaning whether they appear in singular or plural.
Definitions
For the purposes of these Terms and Conditions:
Account
A unique account created for You to access our Service or parts of our Service.
Country
Texas, United States.
Company
(Referred to as "the Company", "We", "Us", or "Our") refers to Assert Credit Repair.
Device
Any device that can access the Service such as a computer, cellphone, or digital tablet.
Feedback
Suggestions, innovations, or comments sent by You regarding the performance or features of our Service.
Goods
Items offered for sale on the Service.
Orders
A request by You to purchase Goods from Us.
Promotions
Contests or promotional offers made available through the Service.
Service
The Website operated by the Company.
Terms and Conditions (Terms)
These Terms and Conditions that form the entire agreement between You and the Company regarding use of the Service.
Third-party Social Media Service
Any services or content provided by a third party that may be displayed or made available by the Service.
You
The individual accessing or using the Service, or the company or legal entity on whose behalf the individual is using the Service.
2. Acknowledgement
These Terms and Conditions govern the use of this Service and form the agreement between You and the Company.
Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access the Service.
By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of the Terms, You may not access the Service.
You represent that You are over the age of 18. The Company does not permit individuals under 18 to use the Service.
Your use of the Service is also conditioned on acceptance of the Company’s Privacy Policy, which describes how personal information is collected, used, and protected.
3. SMS / Text Messaging Program
Program Description
Assert Credit Repair offers an SMS/text messaging program to provide timely and relevant communications related to our Service.
Messages may include:
Appointment confirmations and reminders
Account updates and information
Links to relevant resources
Product and service information
Promotional and marketing messages
Support responses
Webchat widget responses
Opt-in and opt-out confirmations
How to Opt In
You may opt in to our SMS/text messaging program by:
Providing Your phone number and giving consent through a form on our Website or landing page
Texting a keyword such as “START” or “JOIN”
Verbally agreeing during a phone call or consultation
Checking an opt-in box during account registration or order checkout
By opting in, You confirm that You are the owner or authorized user of the phone number provided and consent to receive SMS messages from Assert Credit Repair.
Consent to receive text messages is not required to purchase goods or services.
Message Frequency
Message frequency varies depending on Your interaction with us.
You may receive up to 10 messages per month, though frequency may increase during:
Active service periods
Appointment scheduling
Promotional campaigns
Message and Data Rates
Standard message and data rates may apply based on your wireless carrier.
Please contact your carrier for details about your text messaging plan.
Assert Credit Repair is not responsible for carrier charges.
How to Opt Out
You can cancel the SMS service at any time by texting:
STOP
to the number from which you received messages.
After sending STOP, you will receive confirmation and will no longer receive messages.
To rejoin, sign up again through the original opt-in method.
Help and Support
For help:
Reply HELP to any message or contact:
Carrier Disclaimer
Wireless carriers are not responsible for delayed or undelivered messages.
Delivery depends on your wireless provider.
Privacy
Your phone number and opt-in information will be handled according to our Privacy Policy.
We will not sell, rent, or share your phone number with third parties for their marketing purposes.
4. Placing Orders for Goods
By placing an order through the Service, You confirm that You are legally able to enter into binding contracts.
You may be required to provide:
Name
Email address
Phone number
Payment details
Billing address
Shipping information
You confirm that:
You have the legal right to use the payment method provided.
The information you provide is accurate and complete.
Payment information may be shared with third-party payment processors for order completion.
5. Order Cancellation
We reserve the right to cancel or refuse orders due to:
Product availability
Pricing or description errors
Errors in the order
Suspected fraud or unauthorized transactions
6. Order Cancellation Rights
Returns must comply with our Returns Policy, which forms part of these Terms.
Goods must be returned:
In original condition
With all packaging and documentation
Refunds will be issued within 14 days after returned goods are received.
Refunds will use the same payment method used for purchase.
Certain items cannot be returned, including:
Personalized goods
Perishable goods
Hygiene products after opening
Digital content once access has begun
7. Availability, Errors and Inaccuracies
We regularly update information about our Goods and Services. However, errors may occur including:
Pricing errors
Description errors
Availability changes
We reserve the right to correct errors and update information without prior notice.
8. Prices Policy
Prices may change at any time before an order is accepted.
After acceptance, price adjustments may occur due to:
Government actions
Customs duties
Shipping cost increases
Currency exchange changes
Other circumstances beyond our control
If this occurs, You will have the right to cancel Your order.
9. Payments
Payments may be made using:
Visa
Mastercard
American Express
Affinity Card
PayPal
Other online payment methods
Payment methods are subject to validation and authorization by your card issuer.
10. Promotions
Promotions may have separate rules. If those rules conflict with these Terms, the promotion rules will apply.
11. User Accounts
When creating an account, you must provide accurate and up-to-date information.
You are responsible for:
Keeping your password secure
Any activity under your account
You must notify us immediately if unauthorized access occurs.
Usernames must not violate trademarks or be offensive or obscene.
12. Intellectual Property
The Service and its content remain the exclusive property of the Company and its licensors.
All materials are protected by copyright and trademark laws.
Our trademarks may not be used without written permission.
13. Your Feedback
Any feedback provided to the Company becomes the property of the Company.
We may use, reproduce, modify, and distribute feedback without restriction.
14. Links to Other Websites
Our Service may contain links to third-party websites.
We are not responsible for the content, privacy policies, or practices of these sites.
15. Termination
We may terminate or suspend your account immediately if you violate these Terms.
Upon termination, your access to the Service will cease.
16. Limitation of Liability
The Company's total liability is limited to:
The amount paid through the Service, or
$100 USD if no purchases were made.
We are not liable for indirect or consequential damages including:
Loss of profits
Loss of data
Business interruption
Privacy loss
Some jurisdictions may not allow certain limitations.
17. “AS IS” Disclaimer
The Service is provided “AS IS” and “AS AVAILABLE.”
We do not guarantee:
Error-free operation
Uninterrupted service
Compatibility with other systems
We disclaim all warranties to the maximum extent permitted by law.
18. Governing Law
These Terms are governed by the laws of:
Texas, United States
19. Dispute Resolution
If a dispute arises, you agree to first attempt to resolve it by contacting the Company directly.
20. EU Users
EU consumers will benefit from any mandatory provisions of the laws in their country of residence.
21. United States Legal Compliance
You confirm that you:
Are not located in a US-sanctioned country
Are not listed on any US government prohibited or restricted party list
22. Severability and Waiver
If any provision is found invalid, the remaining provisions will remain in effect.
Failure to enforce any right does not waive that right.
23. Translation Interpretation
If these Terms are translated, the English version will prevail in case of disputes.
24. Changes to These Terms
We may update these Terms at any time.
If changes are significant, we will attempt to provide 30 days notice before the new terms take effect.
Continued use of the Service means you accept the updated Terms.
25. Contact Us
If you have questions regarding these Terms and Conditions, contact us at: